Insurance Solutions for Drones
& Autonomous Operations

Autonomy Insurance designs insurance programs around how you operate – not just what you own.

Below are the core types of cover commonly used by commercial drone and autonomous system operators. We work with you to determine which are appropriate, and at what level.

Liability Cover

Protects your business if your operations cause injury to third parties or damage to third-party property.

We help you select appropriate limits, taking into account contract requirements, site conditions and potential exposure

Typical scenarios:

  • A drone collides with a structure or vehicle
  • Debris from an incident causes property damage
  • An operation leads to alleged privacy or nuisance claims (where insurable)

Hull & Equipment Cover

Covers physical loss or damage to your drones and associated ground equipment, subject to policy terms and conditions.

We consider factors such as replacement cost, deployment locations and mission profiles when structuring this cover.

May include:

  • Drones and autonomous aerial platforms
  • Ground control stations and controllers
  • Onboard hardware required for operation

Payload & Specialist Equipment

For high-value payloads and mission-critical equipment that sit outside standard hull definitions.

We help separate payload values appropriately so that high-value components are clearly identified and insured.

Examples:

  • LiDAR units
  • Thermal imaging cameras
  • Multispectral and hyperspectral sensors
  • Custom inspection tooling

Professional Indemnity

Covers physical loss or damage to your drones and associated ground equipment, subject to policy terms and conditions.

We consider factors such as replacement cost, deployment locations and mission profiles when structuring this cover.

May include:

  • Drones and autonomous aerial platforms
  • Ground control stations and controllers
  • Onboard hardware required for operation

Fleet & Enterprise Programs

For organisations operating multiple drones or autonomous systems across sites and projects.

We can structure:

  • Fleet-wide policies with central oversight
  • Site- or project-specific arrangements where required
  • Programs designed to meet contractual obligations with principals and head contractors

Custom Solutions

If your operations sit outside standard categories – for example, emerging autonomous technologies or novel deployment models – we work with you to define the risk profile and explore available insurance solutions.

Discuss Your Requirements

Relationship-focused reassurance

At Autonomy Insurance, our aim is long-term relationships. We want to understand your operations today, and how they’ll evolve over the next five years.

Autonomy Insurance (ABN 32 106 240 232) is a Corporate Authorised Representative 1314381 of Oracle Group (Australia) Pty Ltd, AFS Licence 363610

General Advice Warning:
The information provided on this website is of a general nature only and has been prepared without taking into account your individual objectives, financial situation, or needs. While every effort has been made to ensure the accuracy of the information, Autonomy Insurance accepts no responsibility for any loss or damage incurred by any party acting on the information provided. Before making any decision, users should consider the appropriateness of the information in light of their own circumstances and seek professional advice where necessary.

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